This cash back never expires, there’s no limit to how much you could earn, and it’s deposited into your card account every day. For products that are typically expensive, that’s not a bad amount of savings.Įvery eligible purchase with your Apple Card earns Daily Cash, which is essentially cash back. If you frequently make Apple purchases, that’s basically an automatic 3% discount you’d be receiving. The Apple Credit Card won’t fit every situation, but here are a few instances where it could make sense:Īpple purchases and purchases with select partners when using Apple Pay offer 3% back in Daily Cash. Mastercard credit cards are currently accepted in over 210 countries and territories worldwide. This is the first consumer credit card issued by Goldman Sachs, a global financial institution that was founded in 1869. But are the Apple Card monthly installments worth it? They might be since the monthly payments are interest-free and you could still earn 3% cash back on these purchases.Īpple partners with trusted companies like Goldman Sachs, the card issuer, and Mastercard, the payment network, for its complete Apple Card product. The Apple Card monthly installments feature allows you to buy certain Apple products, such as iPhones and iPads, on monthly payment plans with your Apple Card. This feature could make it convenient for you to track your family’s spending all in one place. Want to merge credit lines with a partner or help your teens learn better spending habits? The Apple Card offers its Apple Card Family feature, which allows you these options and more. The Apple Card will estimate how much interest you’ll pay depending on your payment amount, which could make it easier for you to calculate your payments. In addition, your interest rate (which applies to carrying a balance, which we don’t recommend) works differently compared to most credit cards.
The Apple Card has no foreign transaction fees, no late fees, no over-the-limit fees, and a $0 annual fee. For other metal options, check out our list of the Its titanium makeup gives it a slick and clean look that resembles the style of many other Apple products. If you like to have a physical card just in case, you might be happy to know that the physical Apple Card is made out of metal. No need for a physical card or physical card number as long as merchants accept Apple Pay. If you’re approved for the Apple Card, you could immediately start using it with Apple Pay from your iPhone. The Apple Card offers 3% cash back on Apple purchases and purchases with select partners when using Apple Pay. Select Apple Pay partners include Nike, T-Mobile, Uber Eats, Walgreens, Exxon Mobil, Panera, and Duane Reade. Purchases from the App Store, Apple Music, and Apple TV+ count for earning 3% cash back. Spending categories for the Apple Card include 3% cash back on Apple purchases and purchases with select partners when using Apple Pay, 2% cash back on other Apple Pay purchases, and 1% cash back on everything else. You typically have to wait until your rewards post with other credit card rewards programs, which might not be until the next billing cycle. Unlike many cashback cards that earn cashback rewards, the Apple Card offers daily deposits of any cash rewards you earn for quick and easy access. For more information, check out ourĮvery eligible purchase with the Apple Card earns cash back, called Daily Cash. Whether it’s the iOS operating system or iTunes, or you’re a Mac, Macbook, iPad, Apple Watch, or iPhone user - the Apple Card fits perfectly into this ecosystem. You might consider getting the Apple Card simply because you like Apple devices and products.
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